Get a quote today

Unhappy with the price of your home and contents insurance?

Why wait until renewal?

Save up to $150 when you buy Sure Home and Contents Insurance Online*

Get a quote today

Unhappy with the price of your home and contents insurance?

Why wait until renewal?

Save up to $150 when you buy Sure Home and Contents Insurance Online*

Put simply because we’re committed to putting fairness first. Sure will make the effort to risk rate your property based on your specific circumstances and those of your property. We’ll ask questions about your individual property, not just your postcode.

For example, if you’ve done work on your home to protect against flood damage, cyclones and bushfires, we take that into account when we risk rate your property and adjust your premium accordingly.

Sure recognises that each and every home is different. We analyse risk at a personal address level so customers are treated individually, not just as part of a postcode zone, as that’s what being fair is all about.

HOME SUM INSURED

Your home sum insured is the amount you choose to cover your home. It needs to be sufficient to cover the cost to rebuild your home if it is totally destroyed as a result of an insured event, including any additional costs to comply with current building laws.

It is your responsibility to make sure that your home is insured for its full current replacement value, including GST. When calculating the sum insured for your home do not include its’ land value.

Want to know more, visit the Insurance Council of Australia, free tools and calculators at or give us a call here at Sure Insurance on 1300 392 535.

Greater Savings

The more you protect your home and contents, the more you save.
Cyclone Mitigation

Cyclone Mitigation

Save up to45%on your cyclone premium
Cyclone Mitigation

Flood Mitigation

Save up to35%on your flood premium
Cyclone Mitigation

Bushfire Mitigation

Save up to35%on your bushfire premium

Fairer benefits

Automatic flood cover
Cyclone and Storm cover automatically includes Storm surge
No excess on food spoilage and medication caused by Cyclone, Flood or Bushfire
Up to 18 months of temporary accommodation
Up to $10,000 in mitigation improvements following major damage caused by Cyclone, Flood or Bushfire
Walls, including retaining walls, fencing and gates - up to 1000m to a maximum of 10% of the home sum insured automatically covered
Fairness First

You’re in safe hands with Sure.

Sure Insurance is Queensland owned and operated. We have partnered with global insurer, Liberty Mutual Insurance Company (Liberty), who underwrite your policy. In Australia, Liberty is licensed and regulated by the Australian Prudential Regulation Authority (APRA) and meets all prudential requirements

All financial services in connection with your policy are provided by us, on behalf of Liberty, under our Australian Financial Services Licence (AFSL 506378). Contact us for more information.