Fair is
insurance designed
for Regional Qld

Now you can make savings that won’t cost you at claim time. Our products are geared for Regional Queensland, and look for ways to help you save, not find reasons to penalise you.

Our insurance products

Home & Contents Insurance

Home and Contents insurance covers your building(s), fixtures, household goods and personal items.

  • Automatic cover for cyclones and storms, including storm surge*
  • Automatic cover for flood*
  • Automatic cover for Fire, including Bushfire*
  • Up to 18 months of Temporary Accommodation
  • We’ll pay for Removal of Debris (up to 25% in addition to your home sum insured)
  • We’ll pay for up to $10,000 in mitigation improvements following major damage caused by Cyclone, Storm, Flood or Bushfire

FOR FULL COVERAGE DETAILS

GET COVERED RIGHT NOW

HERE’S HOW YOU COULD SAVE EVEN MORE

Cyclone Mitigation

Up to
30% OFF
the cyclone component of your premium for full roof replacements or upgrades

+

Up to
10% OFF
the cyclone component of your premium for window shutters

+

Up to
5% OFF
the cyclone component of your premium for roller door bracing

That’s up to
45% OFF
the cyclone component of your premium*

Flood Mitigation

Up to
20% OFF
the flood component of your premium for barrier protection

+

Up to
10% OFF
the flood component of your premium for flood proof doors and windows

+

Up to
5% OFF
the flood component of your premium for anti-backflow valves

That’s up to
35% OFF
the flood component of your premium*

Bushfire Mitigation

Up to
30% OFF
the bushfire component of your premium for bushfire sprinkler systems

+

Up to
5% OFF
the bushfire component of your premium for gutter guards

That’s up to
35% OFF
the bushfire component of your premium*

Hidden
Cyclone Mitigation
Up to
30% OFF
the cyclone component of your premium for full roof replacements or upgrades

+

Up to
10% OFF
the cyclone component of your premium for window shutters

+

Up to
5% OFF
the cyclone component of your premium for roller door bracing

That’s up to
45% OFF
the cyclone component of your premium.

Flood Mitigation

Up to
20% OFF
the flood component of your premium for barrier protection

+

Up to
10% OFF
the flood component of your premium for flood proof doors and windows

+

Up to
5% OFF
the flood component of your premium for anti-backflow valves

That’s up to
35% OFF
the flood component of your premium.

Bushfire Mitigation
Up to
30% OFF
the bushfire component of your premium for bushfire sprinkler systems

+

Up to
5% OFF
the bushfire component of your premium for gutter guards

That’s up to
35% OFF
the bushfire component of your premium.

Home – Building Only

Home – Building Only Insurance covers your building(s) and fixtures and fittings at the insured address.

  • Automatic cover for cyclones and storms, including storm surge**
  • Automatic cover for flood**
  • Automatic cover for Fire, including Bushfire**
  • Up to 18 months of Temporary Accommodation
  • We’ll pay for Removal of Debris (up to 25% in addition to your home sum insured)
  • We’ll pay for up to $10,000 in mitigation improvements following major damage caused by Cyclone, Storm, Flood or Bushfire

FOR FULL COVERAGE DETAILS

GET COVERED RIGHT NOW

HERE’S HOW YOU COULD SAVE EVEN MORE

Cyclone Mitigation

Up to
30% OFF
the cyclone component of your premium for full roof replacements or upgrades

+

Up to
10% OFF
the cyclone component of your premium for window shutters

+

Up to
5% OFF
the cyclone component of your premium for roller door bracing

That’s up to
45% OFF
the cyclone component of your premium**.

Flood Mitigation

Up to
20% OFF
the flood component of your premium for barrier protection

+

Up to
10% OFF
the flood component of your premium for flood proof doors and windows

+

Up to
5% OFF
the flood component of your premium for anti-backflow valves

That’s up to
35% OFF
the flood component of your premium**.

Bushfire Mitigation

Up to
30% OFF
the bushfire component of your premium for bushfire sprinkler systems

+

Up to
5% OFF
the bushfire component of your premium for gutter guards

That’s up to
35% OFF
the bushfire component of your premium**.

Hidden
Cyclone Mitigation
Up to
30% OFF
the cyclone component of your premium for full roof replacements or upgrades

+

Up to
10% OFF
the cyclone component of your premium for window shutters

+

Up to
5% OFF
the cyclone component of your premium for roller door bracing

That’s up to
45% OFF
the cyclone component of your premium.

Flood Mitigation

Up to
20% OFF
the flood component of your premium for barrier protection

+

Up to
10% OFF
the flood component of your premium for flood proof doors and windows

+

Up to
5% OFF
the flood component of your premium for anti-backflow valves

That’s up to
35% OFF
the flood component of your premium.

Bushfire Mitigation
Up to
30% OFF
the bushfire component of your premium for bushfire sprinkler systems

+

Up to
5% OFF
the bushfire component of your premium for gutter guards

That’s up to
35% OFF
the bushfire component of your premium.

** Minimum premiums apply. A 72 hour exclusion applies for new policies. Refer to PDS for full details.

Contents Only

Contents insurance covers your household goods, personal possessions and your legal liability.
  • Automatic cover for cyclones and storms, including storm surge**
  • Automatic cover for flood**
  • Automatic cover for Fire, including Bushfire**
  • Up to 18 months of Temporary Accommodation
  • We’ll pay for Removal of Debris (up to 25% in addition to your home sum insured)
  • We’ll pay for up to $10,000 in mitigation improvements following major damage caused by Cyclone, Storm, Flood or Bushfire

FOR FULL COVERAGE DETAILS

GET COVERED RIGHT NOW

HERE’S HOW YOU COULD SAVE EVEN MORE

Cyclone Mitigation

Up to
30% OFF
the cyclone component of your premium for full roof replacements or upgrades

+

Up to
10% OFF
the cyclone component of your premium for window shutters

+

Up to
5% OFF
the cyclone component of your premium for roller door bracing

That’s up to
45% OFF
the cyclone component of your premium**.

Flood Mitigation

Up to
20% OFF
the flood component of your premium for barrier protection

+

Up to
10% OFF
the flood component of your premium for flood proof doors and windows

+

Up to
5% OFF
the flood component of your premium for anti-backflow valves

That’s up to
35% OFF
the flood component of your premium**.

Bushfire Mitigation

Up to
30% OFF
the bushfire component of your premium for bushfire sprinkler systems

+

Up to
5% OFF
the bushfire component of your premium for gutter guards

That’s up to
35% OFF
the bushfire component of your premium**.

Hidden
Cyclone Mitigation
Up to
30% OFF
the cyclone component of your premium for full roof replacements or upgrades

+

Up to
10% OFF
the cyclone component of your premium for window shutters

+

Up to
5% OFF
the cyclone component of your premium for roller door bracing

That’s up to
45% OFF
the cyclone component of your premium.

Flood Mitigation

Up to
20% OFF
the flood component of your premium for barrier protection

+

Up to
10% OFF
the flood component of your premium for flood proof doors and windows

+

Up to
5% OFF
the flood component of your premium for anti-backflow valves

That’s up to
35% OFF
the flood component of your premium.

Bushfire Mitigation
Up to
30% OFF
the bushfire component of your premium for bushfire sprinkler systems

+

Up to
5% OFF
the bushfire component of your premium for gutter guards

That’s up to
35% OFF
the bushfire component of your premium.

** Minimum premiums apply. A 72 hour exclusion applies for new policies. Refer to PDS for full details.

Savings and Claims

Who is sure insurance ?