The Insurance created for regional QLD
Now available
to Landlords

Automatic cover for landlords fixtures and fittings, floor coverings and carpets, and light fittings, blinds and curtains, up to 10% of the home sum insured.

Loss and damage caused as a result of burglary or theft by your tenant or their guest.

Loss and damage caused by malicious damage or vandalism by a tenant or their guest.

Clean-up costs caused as a result of death whether natural, suicide or murder. Up to a maximum of $20,000 for any one event.

Loss or damage caused to your home by a domestic cat or dog owned by a tenant shown on the lease agreement. Up to a maximum of $3,000 for the term of the policy.

The home becomes unfit to live in as a result of loss or damage covered by an insured event or an optional extra and the home was being let for reward at the time of the loss, we will cover you for any loss of rent during whichever is the shorter of the following periods while the home remains unfit to live in or 12 months. The maximum we will cover you for loss of rent is 10% in total of the home sum insured for any one event.

Your tenant defaults in the payment of rent requiring the issue of a court or tribunal order for termination or eviction;

Defaults in the payment of rent following the issue of a termination notice to vacate the premises by you or your property manager;

Does not depart following the service of a court or tribunal order for termination or eviction and resists all reasonable attempts by you or your property manager to gain vacant possession; or

Dies while occupying your home under a sole person tenancy agreement.

Your tenant suddenly departs without notice from your home we will cover you for any loss of rent during whichever is the shorter of the following periods: the tenant lease expires; or until your property is re-let; or an amount equal to 12 weeks’ rent for anyone incident.

Your tenant is granted a release from their lease agreement by a Residential Tenancy Tribunal or another relevant authority on the grounds of hardship.

Above-ground pools, spas and their pump motors, filters and any attachments that fit into the filters;

Fixtures or fittings that do not form part of a home building for insurance purposes;

Furniture, antique furniture and furnishings that are not built in;

Household electrical appliances and light fittings that are not permanently wired to an electricity supply;

Internal blinds, shutters and curtains; and

Mobile dishwashers that are not fixed or plumbed in.

Anything listed under WHAT IS NOT INSURED AS CONTENTS
(Sure Insurance – Home and Contents PDS) plus:

A bicycle and its accessories;

Clothing and personal effects;

A motorbike, motorised scooter, motorised trike, trail bike, mini-bike, quad bike, motorised go-kart and all-terrain vehicle up to 250cc that does not require registration or compulsory third-party insurance;

A motorised golf buggy or golf kart that does not require registration or compulsory third-party insurance;

Personal medical aids and mobility equipment, dentures, hearing aids, prescription glasses, walking sticks and crutches;

Potted trees, shrubs and plants;

Remote-controlled model or toy aircraft, motor vehicles and watercraft;

Ride-on mowers and other similar equipment that do not require registration or compulsory third-party insurance;

Surfboards, sailboards, canoes, kayaks and non-motorised surf skis;

Weapons, firearms and/or dangerous weapons registered and stored in accordance with all applicable state and federal legislation; and

A wheelchair, motorised wheelchair or mobility scooter.