important docs
Policy DOCS
HOME & CONTENTS INSURANCE
Current Versions
A Product Disclosure Statement (PDS) tells you what you are covered and not covered for under the policy.
For New Business and Renewals from 13 January 2025, refer to:
Sure Insurance Home and Contents Product Disclosure Statement (PDS) PDS05/2025 (effective 13-1-2025) [PDF]
For New Business and Renewals from 1 May 2023 to 13 January 2025, refer to:
Sure Insurance Home and Contents Product Disclosure Statement (PDS) PDS04/2023 (effective 1-5-2023) [PDF]
Sure Insurance Home and Contents Supplementary Product Disclosure Statement (SPDS) PDS04/2023 (effective 31-07-2024) [PDF]
A Key Facts Sheet (KFS) sets out some of the events covered and not covered by this policy and other information you should consider. This sheet does not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policy. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
Sure Insurance Home Key Facts Sheet (KFS) KFSB 2025-01-13 [PDF]
Sure Insurance Contents Key Facts Sheet (KFS) KFSC 2025-01-13 [PDF]
Sure Insurance Home Key Facts Sheet (KFS) KFSB 2023-06-08 [PDF]
Sure Insurance Contents Key Facts Sheet (KFS) KFSC 2023-06-08 [PDF]
A Financial Service Guide sets out the services that we offer you, how we and others are paid, how we manage any potential conflicts of interest, arrangements we have in place to compensate clients for losses, how you can access our internal and external complaints resolution processes.
The FSG is not intended to cover all services offered by us. If you need more information about the matters covered in this FSG, please contact us.
Sure Insurance Home and Contents Financial Services Guide (FSG) 2024-02-14 [PDF]
Target Market Determination
The TMD details the retail clients that Sure Home and Contents Insurance products are suitable for
Target Market Determination – Sure Insurance Home and Contents TMDHC – 2025-01-13 [PDF]
Target Market Determination – Sure Insurance Home And Contents TMDHC – 2023-07-01 [PDF]
Previous Versions
(from 1/7/2019 – 30/04/2023)
Sure Insurance Home and Contents Product Disclosure Statement (PDS) PDS03/2021 (effective 1-8-2021) [PDF]
Sure Insurance Home and Contents Product Disclosure Statement (PDS) PDS02/2020 [PDF]
Sure Insurance Home and Contents Product Disclosure Statement (PDS) PDS01/2019 [PDF]
Sure Insurance Home and Contents Financial Services Guide (FSG) FSG 2023-06-08 [PDF]
Sure Insurance Home and Contents Financial Services Guide (FSG) FSG 2023-03-15 [PDF]
Sure Insurance Home and Contents Financial Services Guide (FSG) FSG 2021-08-01 [PDF]
Sure Insurance Home and Contents Financial Services Guide (FSG) FSG19/09/2019 [PDF]
Sure Insurance Home and Contents Financial Services Guide (FSG) FSG 06/05/2019 [PDF]
Sure Insurance Home Key Facts Sheet (KFS) KFSB 2023-03-14 [PDF]
Sure Insurance Home Key Facts Sheet (KFS) KFSB 2022-06-28 [PDF]
Sure Insurance Home Key Facts Sheet (KFS) KFSB 2021-08-02 [PDF]
Sure Insurance Home Key Fact Sheet (KFS) KFSB 2021-08-01 [PDF]
Sure Insurance Home Key Fact Sheet (KFS) – KFS Building 01/12/2020 [PDF]
Sure Insurance Home Key Fact Sheet (KFS) – KFS Building 01/6/2019 [PDF]
Sure Insurance Contents Key Facts Sheet (KFS) KFSC 2023-03-14 [PDF]
Sure Insurance Contents Key Facts Sheet (KFS) KFSC 2022-06-28 [PDF]
Sure Insurance Contents Key Facts Sheet (KFS) KFSC 2021-08-02 [PDF]
Sure Insurance Contents Key Fact Sheet (KFS) KFSC 2021-08-01 [PDF]
Sure Insurance Contents Key Fact Sheet (KFS) – KFS Contents 01/12/2020 [PDF]
Sure Insurance Contents Key Fact Sheet (KFS) – KFS Contents 01/6/2019 [PDF]
Sure Insurance Home and Contents Supplementary Product Disclosure Statement (SPDS) PDS04/2023 (effective 1-12-2023) [PDF]
Sure Insurance Home and Contents Supplementary Product Disclosure Statement (SPDS) PDS04/2023 (effective 1-7-2023) [PDF]
Sure Insurance Home and Contents Supplementary Product Disclosure Statement (SPDS) HCSPDS09-2022 [PDF]
Sure Insurance Home and Contents Supplementary Product Disclosure Statement (PDS) – SPDS12/2020 [PDF]
Sure Insurance Home and Contents Supplementary Product Disclosure Statement (PDS) – SPDS07/2020 [PDF]
Sure Insurance Duty of Disclosure – (DOD) – DOD 1/6/2019 [PDF]
Target Market Determination – Sure Insurance Home And Contents TMDHC – 2022-06-28 [PDF]
Target Market Determination – Sure Insurance Home And Contents TMDHC01 – 2021-10-01 [PDF]
Target Market Determination – Sure Insurance Home And Contents TMDHC – 2023-05-01 [PDF]
RESIDENTIAL STRATA INSURANCE
Current Versions
Sure Insurance Residential Strata Key Fact Sheet (KFS) KFSR 2024-04-01 [PDF]
Sure Insurance Residential Strata Financial Services Guide (FSG) FSG 2024-04-01 [PDF]
Target Market Determination – Sure Insurance Residential Strata Insurance TMDRST- 1-04-2024 [PDF]
Previous Versions
Sure Residential Strata (PDS) RST 02-2021 (effective 1-8-2021) [PDF]
Sure Insurance Residential Strata Product Disclosure Statement (PDS) – RST01/2020 [PDF]
Sure Insurance Residential Strata Key Fact Sheet (KFS) KFSR 2023-06-08 [PDF]
Sure Insurance Residential Strata Key Fact Sheet (KFS) KFSR 2022-06-28 [PDF]
Sure Insurance Residential Strata Key Fact Sheet (KFS) KFSR 2021-08-01 [PDF]
Sure Insurance Residential Strata Key Fact Sheet (KFS) – KFS 12-2020 [PDF]
Sure Insurance Residential Strata Key Fact Sheet (KFS) – KFS 07-2020 [PDF]
Sure Insurance Residential Strata Supplementary Product Disclosure Statement (SPDS) – Strata 2024-04-01 [PDF]
Sure Insurance Residential Strata Supplementary Product Disclosure Statement (SPDS) – RSTSPDS07/2023 [PDF]
Sure Insurance Residential Strata Supplementary Product Disclosure Statement (SPDS) – SPDRS09/2022 [PDF]
Sure Insurance Residential Strata Supplementary Product Disclosure Statement (SPDS) – SPDRS/2020 [PDF]
Sure Insurance Duty of Disclosure – (DOD) – DOD 1/6/2019 [PDF]
Sure Insurance Residential Strata Financial Services Guide (FSG) FSG 2023-06-08 [PDF]
Sure Insurance Residential Strata Financial Services Guide (FSG) FSG 2023-03-15 [PDF]
Sure Insurance Residential Strata Financial Services Guide (FSG) FSG 2022-06-28 [PDF]
Sure Insurance Residential Strata Financial Services Guide (FSG) FSG 2021-08-01 [PDF]
Target Market Determination – Sure Insurance Residential Strata Insurance TMDRST–2022-06-28 [PDF]
Target Market Determination – Sure Insurance Residential Strata Insurance TMDRST01 – 2021-10-01 [PDF]
Target Market Determination – Sure Insurance Residential Strata Insurance TMDRST- 1-07-2023 [PDF]
Home – Building Only Insurance
Home and Contents insurance covers your building(s), fixtures, household goods and personal items.
- Automatic cover for cyclones and storms, including storm surge
- Automatic cover for flood
- Automatic cover for Fire, including Bushfire
- Up to 18 months of Temporary Accommodation
- We’ll pay for Removal of Debris (up to 25% in addition to your home sum insured)
- We’ll pay for up to $10,000 in mitigation improvements following major damage caused by Cyclone, Storm, Flood or Bushfire
FOR FULL COVERAGE DETAILS
GET COVERED RIGHT NOW
Cyclone Mitigation
30% OFF
the cyclone component of your premium for full roof replacements or upgrades
+
Up to
10% OFF
the cyclone component of your premium for window shutters
+
Up to
5% OFF
the cyclone component of your premium for roller door bracing
That’s up to
45% OFF
the cyclone component of your premium.
Flood Mitigation
Up to
20% OFF
the flood component of your premium for barrier protection
+
Up to
10% OFF
the flood component of your premium for flood proof doors and windows
+
Up to
5% OFF
the flood component of your premium for anti-backflow valves
That’s up to
35% OFF
the flood component of your premium.
Bushfire Mitigation
30% OFF
the bushfire component of your premium for bushfire sprinkler systems
+
Up to
5% OFF
the flood component of your premium for anti-backflow valves
That’s up to
35% OFF
the bushfire component of your premium.
Contents Only Insurance
Home and Contents insurance covers your building(s), fixtures, household goods and personal items.
- Automatic cover for cyclones and storms, including storm surge
- Automatic cover for flood
- Automatic cover for Fire, including Bushfire
- Up to 18 months of Temporary Accommodation
- We’ll pay for Removal of Debris (up to 25% in addition to your home sum insured)
- We’ll pay for up to $10,000 in mitigation improvements following major damage caused by Cyclone, Storm, Flood or Bushfire
FOR FULL COVERAGE DETAILS
GET COVERED RIGHT NOW
Cyclone Mitigation
30% OFF
the cyclone component of your premium for full roof replacements or upgrades
+
Up to
10% OFF
the cyclone component of your premium for window shutters
+
Up to
5% OFF
the cyclone component of your premium for roller door bracing
That’s up to
45% OFF
the cyclone component of your premium.
Flood Mitigation
Up to
20% OFF
the flood component of your premium for barrier protection
+
Up to
10% OFF
the flood component of your premium for flood proof doors and windows
+
Up to
5% OFF
the flood component of your premium for anti-backflow valves
That’s up to
35% OFF
the flood component of your premium.
Bushfire Mitigation
30% OFF
the bushfire component of your premium for bushfire sprinkler systems
+
Up to
5% OFF
the flood component of your premium for anti-backflow valves
That’s up to
35% OFF
the bushfire component of your premium.